Property Insurance

Tenant Insurance in Ontario

Tenant insurance is one of the more affordable policies in personal lines and can deliver meaningful value for the cost. It covers your belongings, your personal liability and the cost of living elsewhere if your rental becomes uninhabitable after a covered loss.

  • Belongings on and off premises
  • Personal liability
  • Additional living expenses
  • Often required by your landlord

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Who this is for

  • Students and first-time renters
  • Roommates sharing a unit
  • Long-term tenants
  • Tenants moving into a new building

How BrokerUnion helps

  • Quote across Canadian carriers in minutes
  • Right-size contents and liability limits
  • Add scheduled valuables when needed
  • Pair with auto for bundle savings

FAQ

Common questions

Does my landlord's insurance cover my stuff?

No. Your landlord's policy covers the building, not your belongings, your liability or your displacement costs.

How much does tenant insurance cost?

Most renters in Ontario pay between $15 and $30 per month. Bundling with auto reduces it further.

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A licensed broker will review your situation and walk you through your options. No pressure, no jargon.

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