Property Insurance
Rental Property Insurance in Ontario
Rental property insurance covers the building, your liability as a landlord and the rental income you'd lose during a covered repair. It is a different policy than a homeowners policy, using the wrong one is one of the most common reasons claims get denied.
- Building & detached structures
- Rental income / loss of rents
- Landlord liability
- Short-term rental endorsements
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- RIBO Licensed brokerage
- Same day broker follow up
Prefer to talk? Call (905) 492‑7070.
Who this is for
- First-time landlords
- Multi-property investors
- Short-term rental hosts
- Owners of secondary suites and ADUs
How BrokerUnion helps
- Confirm rebuild cost and coverage form
- Match liability limits to your portfolio
- Add short-term rental coverage where allowed
- Coordinate with your umbrella and personal policies
FAQ
Common questions
Can I keep my homeowners policy if I rent the property out?
No. The moment a property is rented, it needs a rental dwelling policy. A homeowners policy will likely deny the claim.
Ready to talk rental property insurance?
A licensed broker will review your situation and walk you through your options. No pressure, no jargon.