Property Insurance
Condo Insurance in Ontario
Your condo corporation insures the building shell. Your personal condo policy covers your improvements, your contents, your personal liability and your share of any special assessment after a covered loss. The gap between the two is where unit owners get hurt.
- Improvements & betterments
- Loss assessment coverage
- Contents & personal liability
- Loss of use during repairs
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Who this is for
- First-time condo buyers
- Investors with rental condos
- Owners of high-floor or luxury units
- Owners who've recently renovated
How BrokerUnion helps
- Review your corp's status certificate for coverage gaps
- Match loss-assessment limits to corp deductibles
- Schedule jewellery, art and collections
- Bundle with auto for multi-line savings
FAQ
Common questions
Why do I need my own policy if the corp has one?
The corp policy covers the building's standard finishes, not your upgrades, contents, liability or share of a special assessment.
Ready to talk condo insurance?
A licensed broker will review your situation and walk you through your options. No pressure, no jargon.