Property Insurance
High-Value Home Insurance in Ontario
High-value homes are often better served by carriers built for them. Private-client markets can offer extended rebuild cost provisions, the ability to schedule fine art and jewellery on the same policy and concierge claim handling tailored to higher-value risks. Coverage, limits and eligibility vary by insurer and policy wording governs.
- Extended rebuild cost provisions (subject to insurer)
- Fine art, jewellery & collectibles
- Worldwide personal liability options
- Concierge claim handling
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Prefer to talk? Call (905) 492‑7070.
Who this is for
- Owners of homes $2M+
- Collectors of art, wine and jewellery
- Owners with multiple residences
- Clients seeking discreet, dedicated service
How BrokerUnion helps
- Place with carriers like Chubb-class private-client markets
- Coordinate appraisals and scheduling
- Build coverage across primary, secondary and seasonal homes
- Layer personal umbrella liability
FAQ
Common questions
Why not just use a regular insurer with higher limits?
Standard carriers cap sub-limits on art, jewellery, water and rebuild cost. Private-client markets remove those caps and add features mass-market insurers don't offer.
Ready to talk high-value home insurance?
A licensed broker will review your situation and walk you through your options. No pressure, no jargon.