Insurance advice built around people, not just policies.
Compare auto, home, business, life, group benefits and VIP insurance through an award-winning independent brokerage. Real licensed brokers who explain your options in plain language, no jargon, no pressure.
- Insurance markets
- 40+
- Languages spoken
- 25+
- Google reviews
- 600+ ★
- RIBO Licensed
- IBAO Member
- Independent brokerage
- 6 full-service offices
- 25+ Languages
- 600+ Google Reviews
Recognition
Our Commitment to Excellence
Independent recognition from the broker community, national industry publications, and the clients we serve.
2025 & 2026Consumer Choice Award
Home & Auto Category
2024Fast Brokerage
Insurance Business Canada
2024Fast Starter
Insurance Business Canada
2023Business Excellence
ThreeBest Rated
2022Brokerage of the Year
IBAO Awards of Excellence
Why BrokerUnion
A boutique brokerage that actually picks up the phone.
Multiple insurance markets
We compare options from leading Canadian insurance carriers so you don't have to fill out a dozen forms.
Independent brokerage
An independent brokerage that is not owned by any insurance carrier. We act on behalf of our clients, not the insurer.
Real offices you can walk into
Six full-service offices: Pickering, Barrie, Mississauga, Whitby, Sudbury and Kitchener, plus phone, email and video for everyone else.
Service in 25+ languages
Multilingual staff and brokers who meet you where you are, clearly, in your language.
Dedicated service team, not a call center
Your own dedicated customer service team, no phone trees, no offshore queues.
Our own dedicated app
View every policy document in one place, no matter which carrier you're insured with.
Multi award winning brokerage
IBAO Brokerage of the Year, Consumer Choice, ThreeBest Rated, and Insurance Business Canada.
Real humans for claims
A dedicated claims advocate from first call to final cheque.
Our Carrier Partners
One brokerage. Multiple insurance carrier partners.
We hold appointments with leading personal, commercial, specialty, and life & health markets, so we can compare options on your behalf across a wide range of risks.
Carrier availability, eligibility and pricing vary by client, risk, location and underwriting guidelines. A licensed advisor will review available options with you.
Don't see your current carrier? Ask us, our market access keeps growing.
What we offer
One brokerage. Every coverage you need.
From your first car to your growing business, we shop the market so you don't have to.
What we offer
Auto Insurance
Drive protected across Ontario.
Learn more
What we offer
Property Insurance
Protect what matters most.
Learn more
What we offer
Business Insurance
Coverage that scales with you.
Learn more
What we offer
Life & Wealth
Plan for every chapter.
Learn more
What we offer
Travel Insurance
Travel with peace of mind.
Learn more
What we offer
VIP Service
White-glove brokerage for high-value clients.
Learn more
What we offer
Group Benefits
Health & benefit plans for your employees.
Learn more
What we offer
One brokerage. Every coverage you need.
From your first car to your growing business, we shop the market so you don't have to.
What we offer
Auto Insurance
Drive protected across Ontario.
Learn more
What we offer
Property Insurance
Protect what matters most.
Learn more
What we offer
Business Insurance
Coverage that scales with you.
Learn more
What we offer
Life & Wealth
Plan for every chapter.
Learn more
What we offer
Travel Insurance
Travel with peace of mind.
Learn more
What we offer
VIP Service
White-glove brokerage for high-value clients.
Learn more
What we offer
Group Benefits
Health & benefit plans for your employees.
Learn more
Our own app
Your entire policy life, in one app.
Policy letters, pink slips, certificates, renewal notices, claims documents and broker communications, all in a single secure place. Even if we move you between carriers to keep your premium sharp, your app and your history stay the same.
Pink slips & policy docs
Instant access to auto liability cards, policy wordings and certificates.
Renewal & claim updates
Push notifications keep you ahead of expiries and claim milestones.
Carrier-switch friendly
Change insurers without changing how you manage your coverage.
Secure broker chat
Message your dedicated broker directly from your phone.
Welcome back
BrokerUnion App
Active policy
Auto · 2024 Honda CR-V
Renews · Aug 14, 2026
Pink slip
Home policy
Notifications
Call broker
Latest document
2026 Auto renewal letter.pdf
Prefer a broker callback?
Talk to a licensed broker.
Our live quote tool covers Home, Auto, and Mortgage instantly. For everything else, Business, Life, Travel, Group Benefits, or even Home and Auto if you'd rather have a real person walk you through your options, drop your details here and a licensed RIBO broker will reach out personally. Just have a general question? Pick it from the list and we'll get back to you.
One-to-one advice from a licensed RIBO broker.
Same-day callback during business hours.
Tailored coverage across all major Canadian carriers.
Service areas
Local Canadian brokers, near you.
What does a licensed insurance broker do?+
A licensed insurance broker helps compare coverage options, explain policy details, and guide clients before and after a claim.
What affects my auto insurance premium in Canada?+
Common factors include driving history, vehicle type, location, coverage choices, usage, and claims history.
What property insurance do I need in Canada?+
Property insurance may include home, condo, tenant, rental property, seasonal property, and personal valuables coverage.
Does home insurance cover water damage?+
Some water losses may be covered, but sewer backup, overland water, and flood related coverage often require specific options.
What insurance should a small business in Canada consider?+
Many businesses consider commercial general liability, property, cyber, professional liability, commercial auto, and business interruption coverage.
Are group benefits only for large companies?+
No. Small businesses can explore health, dental, vision, life, disability, and wellness options for employees.
What should I do after a claim?+
Protect people first, prevent further damage when safe, document the loss, and contact your broker or insurer promptly.
How it works
From first call to claim resolution.
A simple, transparent process so you always know what happens next.
- 01
Tell us what you're insuring
Share a few details by phone, quote form, or in person at any of our six offices.
- 02
We shop the market
Your licensed broker compares options from leading Canadian carriers against your situation.
- 03
Review your options clearly
We explain coverage, exclusions and price in plain language, no jargon, no pressure.
- 04
You choose, we bind
You pick the plan that fits. We handle the paperwork, the carrier and the documents.
- 05
Claim time, real humans
A dedicated claims advocate walks with you from the first call through to settlement.
- 06
Annual review, every year
Life changes, premiums move. We re-shop your file so your coverage stays sharp.
Better coverage. Better prices. Better service.
Get a Canadian insurance quote in 5 minutes, no obligation, no pressure.