VIP Service
VIP Insurance Service
Some households and families need more than a standard insurance program. VIP service at BrokerUnion is designed for clients with multiple properties, higher value vehicles, collections, or a mix of personal and business interests that deserve a coordinated approach.
- Dedicated senior broker
- High-value home & collector autos
- Fine art, jewellery & wine
- Annual portfolio review
Coverage
What this can include
A vip service policy can be built from several coverage parts. Your broker will explain what is required, what is optional and what makes sense for your situation.
Higher value home coverage
Coverage for primary homes, secondary residences and rental properties with elevated rebuild values and finishes.
Higher value and collector vehicles
Coverage for premium, collector and specialty vehicles, including agreed value options where available.
Fine art and collections
Scheduled coverage for art, jewellery, wine and other valuable collections.
Watercraft and recreational vehicles
Coverage for boats, personal watercraft and recreational vehicles.
Personal umbrella and excess liability
Higher liability limits that extend over your home, auto and recreational policies.
Coordinated personal and business review
A single point of contact across personal, commercial and life coverage where appropriate.
Annual portfolio review
A structured review of all your policies, values and exposures, with clear recommendations.
Concierge claims service
Direct support from a senior broker from the first notice of loss through settlement.
Who this is for
- Owners of multiple or higher value homes
- Drivers of premium, collector or specialty vehicles
- Collectors of art, jewellery, wine or other valuables
- Business owners with interconnected personal and commercial exposures
- Clients who want a single point of contact and proactive service
How BrokerUnion helps
- Assign a senior broker as your dedicated point of contact
- Review every personal and, where appropriate, commercial policy
- Coordinate quotes from carriers and specialty markets focused on higher value risks
- Schedule valuables and recommend appropriate liability limits
- Provide priority response on changes, renewals and claims
FAQ
Common questions about vip service
What makes VIP service different from a standard policy?
VIP service focuses on dedicated senior advice, coordinated coverage across multiple policies and access to carriers that specialize in higher value risks.
Do I need a certain net worth or property value to qualify?
There is no fixed threshold. VIP service is best suited to households with multiple properties, higher value vehicles, valuables or complex exposures.
Can VIP service include my business insurance?
Yes. Where it makes sense, we coordinate personal and commercial coverage so nothing falls between the policies.
Will I still work with the same broker over time?
Yes. Continuity is a core part of the service. Your dedicated broker is supported by a service team for day to day requests.
Eligibility, terms and coverage depend on the carrier. VIP service is a level of brokerage service and not a separate insurance product.
Ready to talk vip service?
A licensed RIBO broker will review your situation and walk you through the options. No pressure, no jargon.