Travel Insurance can be stressful
The biggest challenge is often not knowing where to begin. There are many travel insurance plans, and most people aren’t familiar with the options. Travel destination, age, and pre-existing medical conditions can make it even more complicated. Plus, you might already have coverage from your employer or credit card benefits. We’re here to help you sort through all of this and making sure you have peace of mind for your upcoming trip.
A common misunderstanding is that you'll pay extra due to the brokerage's commission. But that's not the case. We're paid by the insurance companies, not you. And rest assured, we only recommend plans that truly fit your needs.
BENEFITS & MISSION
Why Choose BrokerUnion?
Here’s what sets us apart:
1. More Options
We’re not tied to one insurance company. We shop around to find you the best rates and options.
2. We Work For You
We always act in your best interest, and your privacy is as sacred as a lawyer’s confidentiality agreement. Unlike Insurance companies that offer only their own insurance, we are not obligated to the insurance companies.
3. Experienced Team
We have the expertise to handle any situation, all while providing the personal touch you deserve. Professionalism and friendliness are our hallmarks.
4. Personal Relationships
We believe in sitting down and having a real conversation with you. Your situation is unique, and you deserve a tailored solution.
5. Education
We’re not just brokers; we’re educators. Our goal is to provide you with all the information you need to make informed decisions.
What We Do
We offer you a range of insurance options from different carriers, each with their own prices and coverage, to find the perfect plan for you.
We provide a personal touch - from start to finish, you'll have a single point of contact, a real person who's here for you. No bouncing between multiple customer service reps.
We ensure accuracy - with online insurance calculators, it's easy to make mistakes without even realizing it. This can lead to either overpaying for coverage or being underinsured. When you work with us, you're partnering with trusted professionals you can count on.
We issue your travel policy instantly over the phone. No wait time.
We educate you - as licensed brokers, we meet higher standards compared to online insurance tools, banks, or direct writers.
What Sets Us Apart
Multilingual Service
We speak 22 languages because
clear communication is key for a personalized insurance plan.
Our Own App
We’ve got our app for all your
policy documents, pink slips, and more. It’s a one-stop shop for your insurance, even if you switch carriers with us.
Dedicated Customer Service Team
No answering machines here –
our dedicated customer service team is there for you, even during off-hours.
Award-Winning
We are the 2022 IBAO Brokerage of the Year (in the under 25 brokers category) because we focus on choices, education, and service, always prioritizing our clients.
Extensive Choices
We work with a wide range of carriers to find you a customized plan that suits your specific needs.
Experienced Professionals
With a track record of helping over 5800 clients with their auto insurance in the past 3 years, you can trust our experience.
All brokerages don't have the same carrier options. We have access to numerous top carriers, plus dozens of carriers that can handle almost any situation.
What is Travel Insurance, Exactly?
Travel insurance offers protection for various unexpected events that can happen during a trip. It typically covers several categories, including:
1. Medical expenses
2. Trip cancellation or interruption
3. Loss of baggage or personal items
4. Life insurance in case of accidental death
5. Evacuation coverage
Travel insurance is a wise choice for all travelers, regardless of the length of your trip, destination, or mode of transportation. Accidents and illnesses can happen at any time, so having travel insurance is a smart way to be ready for the unexpected.
What Do You Need To Know?
There are a lot of variables we may need to know.
All you need to do is give us a call and we’ll walk you through the process.
Our Happy Customers
CLIENT'S TESTIMONIAL
What Our Travel Insurance Clients Say
Had a great experience with BrokerUnion Insurance. They help us find a good coverage for our car insurance as well as make it budget friendly. Mr. Papillon was very helpful and made everything seamless for us. Specially with all the requirements and documents.
Great insurance company, I had a very complicated scenario and Susan helped me a lot, she spent a lot of time to get me the best insurance.
Very honest, and detailed explanation of different insurances.
I had a tight deadline and she helped me through the weekend to have it done, super prompt responses.
QUESTIONS & ANSWERS
Frequently Asked Questions
Is Travel Insurance Required for International Travel?
Travel insurance is not a requirement for international travel, but we strongly advise getting it. Without travel insurance, you might have to personally handle unforeseen medical costs, trip cancellations, or other travel-related emergencies.
What factors affect the cost of travel insurance?
The price of travel insurance can vary based on things, such as:
– Age: Older travelers may pay more due to increased medical risks.
– Trip Length: Longer trips can mean higher costs.
– Destination: Some countries with higher medical costs may result in higher premiums.
– Coverage Amounts: More coverage could mean a higher price tag.
– Pre-Existing Health Issues: Covering these may require an additional premium.
Does travel insurance cover pre-existing medical conditions?
Some travel insurance policies offer coverage for pre-existing medical conditions, but this coverage may be subject to certain conditions and limitations. It’s essential to review the policy details and check with the insurance provider regarding coverage for pre-existing conditions.
Are adventure activities and sports covered under travel insurance?
Some travel insurance policies include coverage for certain adventure activities and sports, while others may exclude them. If you plan to participate in specific activities, such as skiing, scuba diving, or parasailing, make sure to check if they are covered under your policy.