Business Insurance
Retail Insurance in Ontario
Retail businesses need coverage that pairs property and stock with the customer-traffic liability of a public-facing space. We package CGL, property, product liability and cyber into a single program that scales as you add locations.
- Stock & seasonal stock fluctuation
- Customer-traffic liability
- Product liability
- Cyber & e-commerce coverage
Who this is for
- Independent retailers and boutiques
- Multi-location retail chains
- E-commerce and DTC brands
- Pop-up and seasonal retailers
How BrokerUnion helps
- Set stock limits to seasonal peaks
- Add product liability for everything you sell
- Add cyber for online sales
- Issue certificates for landlords and marketplaces
FAQ
Common questions
Does my landlord's insurance cover my store?
No. The landlord insures the building shell. Your stock, fixtures, improvements, liability and BI are all on you.
Ready to talk retail insurance?
A licensed broker will review your situation and walk you through your options. No pressure, no jargon.
More business insurance coverage
Commercial General Liability
Foundation coverage for any business.
Commercial Property Insurance
Building, contents, stock and the income they produce.
Professional Liability / E&O
Protection for the advice you sell.
Cyber Liability Insurance
When the breach happens, who picks up the phone?
Contractors Insurance
Built for trades and construction.
Restaurant Insurance
Liquor, food, equipment and guests.
Manufacturing Insurance
Plant, stock, equipment and product.