Group Health Benefits can be stressful
Choosing a group health plan can feel like a puzzle with so many pieces. Figuring out costs and making sure the coverage fits everyone’s needs isn’t always straightforward. Plus, considering the ups and downs of employee participation, their expectations, and turnover rates can make things even trickier. Then there’s the challenge of renewal rate hikes and ensuring the claims process is smooth by picking the right provider. But don’t worry, we’re here to help you fit all the pieces together with ease.
What We Do
We offer you a range of insurance options from different carriers, each with their own prices and coverage, to find the perfect plan for you.
We provide a personal touch - from start to finish, you'll have a single point of contact, a real person who's here for you. No bouncing between multiple customer service reps.
We ensure accuracy - with online insurance calculators, it's easy to make mistakes without even realizing it. This can lead to either overpaying for coverage or being underinsured. When you work with us, you're partnering with trusted professionals you can count on.
We educate you - as licensed brokers, we meet higher standards compared to online insurance tools, banks, or direct writers.
common misunderstanding is that you'll pay extra due to the brokerage's commission. But that's not the case. We're paid by the insurance companies, not you. And rest assured, we only recommend plans that truly fit your needs.
BENEFITS & MISSION
Why Choose BrokerUnion?
The main differences between the big banks and boutique brokerage firms like us are:
1. More Options
We’re not tied to one insurance company. We shop around to find you the best rates and options.
2. We Work For You
We always act in your best interest, and your privacy is as sacred as a lawyer’s confidentiality agreement. Unlike Insurance companies that offer only their own insurance, we are not obligated to the insurance companies.
3. Experienced Team
We have the expertise to handle any situation, all while providing the personal touch you deserve. Professionalism and friendliness are our hallmarks.
4. Personal Relationships
We believe in sitting down and having a real conversation with you. Your situation is unique, and you deserve a tailored solution.
5. Education
We’re not just brokers; we’re educators. Our goal is to provide you
with all the information you need to make informed decisions.
What Sets Us Apart:
Multilingual Service
We speak 22 languages because
clear communication is key for a personalized insurance plan.
Our Own App
We’ve got our app for all your
policy documents, pink slips, and more. It’s a one-stop shop for your insurance, even if you switch carriers with us.
Dedicated Customer Service Team
No answering machines here –
our dedicated customer service team is there for you, even during off-hours.
Award-Winning
We are the 2022 IBAO Brokerage of the Year (in the under 25 brokers category) because we focus on choices, education, and service, always prioritizing our clients.
Extensive Choices
We work with a wide range of carriers to find you a customized plan that suits your specific needs.
Experienced Professionals
With a track record of helping over 5800 clients with their auto insurance in the past 3 years, you can trust our experience.
Not everyone has access to the same carriers - we have access to multiple top carriers as well as dozens of carriers that cover almost all situations
What are Group Health Benefits?
Group Health Benefits is like a VIP pass to healthcare – but for your entire staff. It’s insurance tailored for a group, whether it’s your employees or a team of freelancers. The cool part? It’s not just about keeping everyone healthy; it’s an investment in your team’s well-being and, dare we say, happiness.
Why Do You Need the Group Health Benefits?
Picture this: Your team gets sick; productivity takes a hit. With Group Health Benefits, you’re not just offering a safety net for health issues; you’re saying, “Hey, I’ve got your back.” It’s a sweet deal – happy, healthy team, happy business.
How Does Group Health Benefits Work?
Simple – you, the boss, set up a policy. Everyone under your plan gets coverage. Doctor visits, prescriptions, even a massage. It’s a win-win. Plus, it’s not just about illness – preventive care, mental health support, it’s all on the table. Happy, healthy vibes all around.
Types of Group Health Benefits Insurance
1. Medical Insurance: Includes doctor visits, to hospital stays.
2. Dental Insurance: Keep those pearly whites in check.
3. Vision Insurance: Because squinting at screens is not good for anyone.
4. Mental Health Coverage: Taking care of the mind, not just the body.
Choosing Your Group Health Benefits Wisely
– Coverage Fit: Does it cover the basics and the extras your team needs?
– Budget Friendly: It’s an investment. Make sure it aligns with your financial game plan.
– Flexibility: Can you tweak it to fit your evolving team?
– Provider Network: Are your favorite coverages included?
Group Health Benefits isn’t just about health insurance; it’s about investing in your team’s well-being. It’s the secret sauce for a happy, thriving team. So, when in doubt, remember: a healthy team is a powerhouse team.
Our Happy Customers
CLIENT'S TESTIMONIAL
What Our Group Health Benefits Clients Say
Had a great experience with BrokerUnion Insurance. They help us find a good coverage for our car insurance as well as make it budget friendly. Mr. Papillon was very helpful and made everything seamless for us. Specially with all the requirements and documents.
Great insurance company, I had a very complicated scenario and Susan helped me a lot, she spent a lot of time to get me the best insurance.
Very honest, and detailed explanation of different insurances.
I had a tight deadline and she helped me through the weekend to have it done, super prompt responses.
QUESTIONS & ANSWERS
Frequently Asked Questions
What is group health insurance, and who can obtain it?
Group health insurance is a type of health insurance coverage provided to a group of people, typically employees of a company or members of an organization. Employers or organizations may offer group health insurance as a benefit to attract and retain employees and provide them with access to medical services and healthcare coverage.
What does group health insurance typically cover?
Group health insurance plans may include coverage for various medical services and expenses, such as doctor visits, hospitalization, prescription drugs, preventive care, and specialist consultations. The specific coverage benefits depend on the policy and the choices made by the employer or organization offering the plan.
Are pre-existing medical conditions covered under group health insurance?
Group health insurance plans typically cover pre-existing medical conditions, as these plans are designed to offer coverage to all eligible employees or members regardless of their health status. However, there may be waiting periods or limitations for coverage related to pre-existing conditions.
Can group health insurance plans cover employees' dependents?
Yes, group health insurance plans often include coverage for employees’ dependents, such as spouses and children. The employer or organization offering the plan may have specific guidelines regarding who qualifies as a dependent and what documentation is required.
Is preventive care covered under group health insurance?
Yes, group health insurance plans often include coverage for preventive care services, such as vaccinations, screenings, and wellness check-ups. Preventive care is essential for maintaining overall health and can help catch potential health issues early.